The loss of a parent or guardian is one of life’s most difficult ordeals. The emotional strain can be devastating to children and young adults. And for too many families, an untimely death also brings financial stress, making recovery all the more difficult.
A college education is already a major financial challenge for most American families, but it becomes infinitely more difficult for a student when a parent dies, leaving little or no life insurance.
Life insurance is an important financial safety net that parents can leave their families. Unfortunately nearly 100 million Americans don’t have life insurance, and most with coverage have far less than recommended.
Recognizing the character and perseverance that so many young people show in the face of such adversity, Life Happens sponsors the annual Life Lessons Scholarship Program for college students and college-bound high school seniors. Qualified entrants who submit essays or videos about how the death of a parent impacted their lives are eligible for scholarship money. Over a million dollars in college scholarships have been awarded over the years. The total of scholarships for the 2018 Program is $150,000, and will be allocated in the following amounts:
- Grand Scholarship recipients (4): $15,000
- Life Lessons Pacific Life $15,000 Scholarship (4)
- Life Lessons State Farm $12,500 Scholarship (2)
- Life Lessons Allstate $5,000 Scholarship (2)
- Life Lessons MIB Group, Inc. $5,000 Scholarship (2)
- Life Lessons LIDMA $5,000 Scholarship (1)
- Life Lessons Partners Financial $5,000 Scholarship (1)
- Life Lessons Windsor Insurance $5,000 Scholarship (1)
- Board of Directors $5,000 Scholarship (1)
- Life Lessons $5,000 Scholarship (6)
Note to Students
The Life Lessons Scholarship Program is an annual program. Applications are accepted online from February 1 to March 2. Scholarship recipients will be notified in the June timeframe.
Entering is easy. First, read the rules to make sure you qualify, and then enter online. In addition to some basic information, you’ll need to submit either a 500-word essay OR a 3-minutes video discussing how the death of your parent or guardian affected your life financially and emotionally. Be sure to describe how the loss of your parent/guardian impacted your college plans, and explain how the lack of adequate life insurance coverage (or no coverage at all) impacted your family’s financial situation. To view the full description you can go to the application page here.
If you have any questions, please email scholarship(at)lifehappens(dot)org, or call (703) 888-4440 x4447.
Donate to the Life Lessons Scholarship Fund
Individual contributions are accepted from those wishing to support this important initiative. Your financial support can make a world of difference for a young person struggling to afford a college education due to the loss of a parent or guardian. Donations to the Life Lessons Fund are tax-deductible.
Click here to donate
Life Lessons Scholarship is proudly sponsored in part by the following organizations.
2018 CNO Naval History Essay Contest
The Chief of Naval Operations (CNO) is announcing the 2018 CNO Naval History Essay Contest and calling for submission of papers by 30 June 2018. The Director, Naval History and Heritage Command (NHHC), will serve as the Navy's lead for the contest, with the support of the United States Naval Institute (USNI), which has executed essay contests since 1879, and with additional assistance from the Superintendent, United States Naval Academy (USNA); President, Naval War College (NWC); and President, Naval Postgraduate School (NPS).
The Sea Services have a rich history. History informs our modern understanding on multiple fronts to include: people, battles, strategy, tactics, leadership, values, and traditions. The CNO invites you to write on a naval history topic of your choice that relates a lesson(s) from history that applies to establishing and maintaining maritime superiority in today's environment, as discussed in reference (a).
Inspire insight and dialog from across the widest spectrum of academic, operational, military, and civilian personnel, both from within the Sea Services and among those with a sincere interest in the history of the Sea Services.
Two categories of entrants may participate in the CNO Naval History Essay Contests:
a. Professional Category: History curators, history archivists, historians, history professors, and persons with history-related doctoral degrees.
b. Rising Category: U.S. Sea Service active, reserve, retired, and civilian personnel not included in the above criteria.
The following requirements apply to 2018 CNO Naval History Essay Contest:
a. Word count: 3,500-word maximum (excludes footnotes/endnotes/sources).
b. Submit essays via email to: email@example.com.
c. Submission deadline: 30 June 2018.
d. Include your essay’s title in the subject line of email.
e. All essays will be judged in the blind. Include word count on title page of essay, but do not include your name on title page or within essay.
f. Provide a separate attachment that includes biography, phone number, and mailing address.
g. For more details about this contest, please visit the NHHC CNO Naval History Essay Contest web page, or email firstname.lastname@example.org.
Six winners (first, second, and third place from both categories) will be selected and receive the following:
a. Hosted travel orders to meet the CNO and present their papers to CNO; Director, Navy Staff; and other Senior Flag Officers at an appropriate venue.
b. Cash Prizes provided by the United States Naval Institute:
First Prize − $5000
Second Prize − $2500
Third Prize − $1500
c. Prize Winners will be published in Proceedings, Naval History magazine and/or on the NHHC website. Other essays may also be selected for publication.
d. A piece of copper plating from USS Constitution.
e. Recognition on NHHC’s website.
f. A one-year membership in the USNI and a one-year subscription to Naval History magazine.
a. Director, NHHC, is assigned overall responsibility for the planning and coordination of the 2018 CNO Naval History Essay Contest.
b. Director, NHHC, will coordinate the following with the United States Naval Institute:
1. Develop judging criteria.
2. Coordinate judging panel, which will include judges from the Office of the Chief of Naval Operations staff, the Naval Institute's History
Advisory Board, USNA, NWC, and NPS.
3. Receive and acknowledge each entry.
4. Forward all essays to the judging panel.
5. Coordinate announcing the six winners.
6. Coordinate for an appropriate prize presentation.
7. Publish selected essays.
8. Capture lessons learned.
c. Superintendent, USNA, shall provide two senior staff members to serve on the judging panels.
d. President, NWC, shall provide two senior staff members to serve on the judging panels.
e. President, NPS, shall provide two senior staff members to serve on the judging panels.
For questions pertaining to this message and the execution of the 2018 CNO Naval History Essay Contest, please contact Ms. Meghan Cunningham via phone: (202) 433-2331 or email: email@example.com. For advice and guidance on writing essays, contact Ms. Jaci Day via email: firstname.lastname@example.org.
CNO NAVADMIN 029/18, released by Vice Admiral K. M. Donegan, Director, Navy Staff.